Each department at Osmanabad Janata Sahakari Bank Ltd plays a crucial role in delivering efficient, customer-focused, and secure banking services.
Manages loan proposals, credit assessments, approvals, and ensures transparent & responsible lending practices.
Handles customer accounts, deposits, withdrawals, passbook updates, reconciliation, and day-to-day account maintenance.
Ensures accuracy, compliance, and transparency through periodic internal audits and inspection of all branches.
Handles loan recovery, legal documentation, dispute resolution, and ensures compliance with statutory regulations.
Manages liquidity, investments, government securities, and ensures efficient capital management.
Manages HR operations, staff recruitment, training, performance, payroll, and administrative functions.
Responsible for digital banking, cybersecurity, software systems, infrastructure & technology upgrades.