Janata Sahakari Bank Ltd, Dharashiv
(Multi State)

Departments at OJS Bank

Each department at Osmanabad Janata Sahakari Bank Ltd plays a crucial role in delivering efficient, customer-focused, and secure banking services.

Credit Department

Manages loan proposals, credit assessments, approvals, and ensures transparent & responsible lending practices.

Account Department

Handles customer accounts, deposits, withdrawals, passbook updates, reconciliation, and day-to-day account maintenance.

Audit & Inspection Department

Ensures accuracy, compliance, and transparency through periodic internal audits and inspection of all branches.

Legal & Recovery Department

Handles loan recovery, legal documentation, dispute resolution, and ensures compliance with statutory regulations.

Treasury Department

Manages liquidity, investments, government securities, and ensures efficient capital management.

Personnel & Admin Department

Manages HR operations, staff recruitment, training, performance, payroll, and administrative functions.

IT Department

Responsible for digital banking, cybersecurity, software systems, infrastructure & technology upgrades.